Riding a motorcycle is an exhilarating experience, but it's essential to make sure you have the right insurance coverage before you hit the road. Most rental agencies provide liability insurance as part of the daily cost of rent, and you can also add motorcycle insurance coverages such as comprehensive and collision insurance for an additional cost. Alternatively, you can get a temporary motorcycle insurance policy. Whether your motorcycle insurance covers you when you ride another bike depends on the details of your policy, the bike you're riding, and how long you're using it.
Some companies, such as Progressive and Allstate, offer policies that cover rentals. However, car insurance through a credit card won't cover motorcycles, so it's important to check your policy before renting. If you're borrowing a friend's bike or have recently purchased one, your insurance company may extend coverage for a short grace period. It's essential to remember that you need to have at least liability insurance that covers damage or injuries to someone else's property before you ride your motorcycle.
Renting a motorcycle is an excellent way to try out different models before committing to buying your own bike. However, it's critical to make sure that you have the right coverage in place before you hit the road. If you're uncertain about whether your policy covers rentals, contact your insurance company for more information.
