Motorcycle insurance is important for any rider, but it's especially important for those who ride autocycles. Autocycles are a type of motorcycle that have three wheels and are more stable than traditional motorcycles. However, they still require insurance just like any other vehicle. In this article, we will discuss the best motorcycle insurance options for autocycle riders.
What is an Autocycle?
Before we get into the best insurance options, it's important to understand what an autocycle is. An autocycle is a three-wheeled vehicle that is driven like a motorcycle. They have two wheels in the front and one in the back, and are generally more stable than traditional motorcycles. Autocycles are becoming more popular, especially for those who want the freedom of riding a motorcycle but with added stability and safety features.
What Insurance Coverage Do You Need?
When it comes to motorcycle insurance for an autocycle, there are a few different types of coverage you should consider. These include:
Liability Insurance
Liability insurance is required in most states and covers damages or injuries you may cause to others while riding your autocycle. This includes bodily injury and property damage.
Collision Insurance
Collision insurance covers damages to your autocycle in the event of an accident. This coverage is especially important for autocycles, as they can be expensive to repair or replace.
Comprehensive Insurance
Comprehensive insurance covers damages to your autocycle that are not the result of an accident, such as theft, vandalism, or natural disasters.
Uninsured/Underinsured Motorist Insurance
This type of insurance covers damages or injuries you may experience in the event of an accident caused by an uninsured or underinsured driver.
Best Insurance Options for Autocycles
Now that you know the types of coverage you need, let's take a look at the best insurance options for autocycle riders.
Progressive
Progressive is a popular choice for motorcycle insurance and offers coverage specifically for autocycles. They offer liability, collision, and comprehensive coverage, as well as additional options such as roadside assistance and custom parts coverage. Progressive also offers discounts for safe riders and multiple policies.
GEICO
GEICO is another popular choice for motorcycle insurance and offers coverage for autocycles. They offer liability, collision, and comprehensive coverage, as well as additional options such as roadside assistance and accessory coverage. GEICO also offers discounts for safe riders and multiple policies.
Dairyland
Dairyland is a motorcycle insurance company that specializes in providing coverage for high-risk riders, including those with DUIs or accidents on their record. They offer liability, collision, and comprehensive coverage, as well as additional options such as roadside assistance and trip interruption coverage.
Markel
Markel is a specialty insurance company that offers coverage for a variety of vehicles, including motorcycles and autocycles. They offer liability, collision, and comprehensive coverage, as well as additional options such as roadside assistance and rental reimbursement. Markel also offers discounts for experienced riders and multiple policies.
Conclusion
If you're an autocycle rider, it's important to have the right insurance coverage in place. Consider liability, collision, comprehensive, and uninsured/underinsured motorist coverage when selecting an insurance provider. Progressive, GEICO, Dairyland, and Markel are all great options to consider. Be sure to compare quotes and coverage options to find the best motorcycle insurance for your autocycle.
